TenX Bitcoin Debit Card Review

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TenX Review

TenX isn’t strictly a Bitcoin debit card, although it also supports BTC. Instead, the card is mainly known for being an Ethereum debit card, of which there aren’t many around. That already makes TenX an attractive solution for people who want to hold more than one cryptocurrency. TenX started as an ICO last year in 2017 and issued PAY tokens to its investors. It was a roaring success, and TenX is now one of the most flexible cards on the market.

TenX has received many accolades for their technology and has been a hit at blockchain conferences. Ethereum has a particular sweet spot for the card issuer. However, the company is currently experiencing some issues, as are most other Bitcoin debit card issuers. That means the card isn’t actually available yet, but will hopefully become available again in 2019. We’ll do our best to keep you updated on its availability, so you don’t miss out!

Advantages of the TenX Bitcoin debit card

One of the main benefits of using the TenX card is that you aren’t limited to Bitcoin only. You can use Ethereum and Litecoin as well.

Further, the company does not charge you any fees for making transactions.

The best part about the TenX card is that there are many rewards to be gotten from using it. Among these are a cashback rate of 0.01% every time you use it in store.

There are also additional rewards you can be given depending on how often you use it. Holders of the native PAY token will receive extra rewards as an incentive.

Finally, there is a 0% foreign exchange fee, which is the only card we’ve seen with this feature.

Disadvantages of the TenX Bitcoin debit card

It has to be said that the lack of availability is a huge drawback. If the card isn’t available, we can’t use it. So until TenX fixes that, users will be left disappointed.

TenX Bitcoin debit card fees

The physical TenX card costs a flat rate of $15 to be issued. The virtual card costs one-tenth of that, coming in at $1.50. There is no annual fee you spend less than $1,000 per year. Once you go over that amount, the annual service charge is $10.

Summary of the TenX Bitcoin debit card

  • Card type: Visa
  • Virtual card: Yes
  • Physical card: Yes
  • Mobile app: Yes
  • Supported fiat currencies: GBP, EUR, and USD
  • Supported cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC)
  • Anonymous: No


Overall TenX will be a formidable competitor to the existing Bitcoin debit cards once it’s available again. That said, the fact that the company didn’t have a contingency plan is a bit of a letdown. With no cards available, it’s difficult to provide an accurate assessment of how well it works. The company has however received the blessing of none other than Ethereum’s founder Vitalik Buterin. In addition to the support from big names like Buterin, the company has also created some waves in the blockchain community. We’re therefore quite excited to see what 2019 has in store for TenX.

I’m a freelance writer and full-time curious person. My main interests are philosophy, politics, art, culture, science, and how they’re all interlinked. When I’m not writing, I’m fronting a band, producing records, and making videos. I’m also currently working on launching a YouTube channel that will focus on culture and politics. I think blockchain technology is fascinating because of the huge potential it has to revolutionise not only the financial sector, but society as a whole.