Centra Bitcoin Debit Card

Centra Bitcoin Debit Card Review

in News/Use Bitcoin by

What Is Centra?

Centra is the last Bitcoin debit card in our review series. The founders launched the company with the help of an ICO that raised over $5million in investment funds. The company has plans also to start a separate platform called Coin Bay. The platform is meant as an Amazon-style marketplace where users can spend their cryptocurrency tokens on items.

Centra Bitcoin Debit Card Review

The company sets itself apart from the competition by using multiple blockchains, meaning it can hold various cryptocurrencies. As with the other cards, users will also be provided with an e-wallet when signing up to Centra. The card can be used everywhere payment card are accepted, thanks to a strong partnership with Visa and Mastercard. Centra also works with some international banks, which allows them to ship their card all over the world.

Centra Bitcoin Debit Card

The Centra wallet

The wallet you get with your Centra account is not your standard Bitcoin wallet. Instead, you’ll be given an Ethereum smart contract wallet that can gold ERC20 tokens. That means you’re able to use several different altcoins in addition to Bitcoin. Among these are Ethereum, Litecoin, Ripple, Dash, ZCash, and Monero. The company has further announced that more altcoins will be added in the future. Centra also does well concerning their security, as the company is insured against fraud and hacking.

Coin Bay

The wallet is only part of the Centra ecosystem. The other equally exciting part is the Amazon-style marketplace they have planned. It is an online marketplace that will feature over 100,000 different items you can buy with your tokens. The items will include clothes, electronics, household goods, and other useful things. Independent merchants will also be able to list their products on the website, just like on Amazon.


The fees associated with the Centra card are negligible. The company charges you a total of 0% for transfers, exchanges, spending, and receiving money. The way they eliminate fees is by using a Currency Conversion Engine (CCE) as part of their setup.

Centra Bitcoin Debit Card

The Centra app

The app that comes with the Centra Bitcoin debit card allows you to check your balance. You can also use it to send money all over the world without any fees. Should your cast get lost or stolen? You’re even able to freeze the card through the app.

The three Centra Bitcoin debit cards

Centra plans on offering not just one but three different cards: Gold, Blue, and Black. The Blue card is the standard one, whereas the Gold and Black cards require you to invest in the company. 30 ETH will get you the Gold card, whereas the Black card needs you to put down 100 ETH.

Centra Blue Bitcoin Debit Card

The Blue card has an ATM withdrawal limit of $500 per day, $10,000 per month, and $80,000 per year.

Centra Gold Bitcoin Debit Card

The Gold card has a limit of $20,000 per day and $80,000 per year.

Centra Black Bitcoin Debit Card

The Black card has a limit of $100,000 per day ($3,000 ATM withdrawals), and $200,000 per month.


The Centra cards are not currently available, as their websites seem to be down. Stay tuned for further updates.


I’m a freelance writer and full-time curious person. My main interests are philosophy, politics, art, culture, science, and how they’re all interlinked. When I’m not writing, I’m fronting a band, producing records, and making videos. I’m also currently working on launching a YouTube channel that will focus on culture and politics. I think blockchain technology is fascinating because of the huge potential it has to revolutionise not only the financial sector, but society as a whole.